Careful research can help you buy a vacation home that will become an income-producing asset.
With all the talk about our being in the midst of a real estate bubble, the decision of whether or not to buy a second home has become more difficult than ever.
But Christine Karpinski, author of two books on vacation home investing, How to Rent Vacation Properties by Owner and Profit from Your Vacation Home Dream, believes vacation homes are still a good investment. She says, “If you make well-researched, educated decisions, you’ll be setting yourself up for success, not failure.”
Karpinski suggests second-home buyers should:
Start with a plan
Whether you’re buying for personal use or for investment, you should start with a business plan just as you would if you were starting any new business. To be confident of a sound investment takes a lot of research.
Buy with your wallet not your heart
Make sure you’re buying a smart investment. It’s easy to get caught up and sign on the dotted line when you see that gorgeous beach home or perfect ski resort. But Karpinski cautions against getting caught up in the moment and not doing the necessary due diligence.
Research the area
Is it a new, emerging area? Or is it an older, more developed area? This makes a lot of difference, says Karpinski. If you are looking to purchase in an area that’s well developed, there’s less to worry about. But in an emerging market you should exercise caution to be sure that there are not so many new developments that the inventory exceeds demand.
Leave your options open
You may want to buy a vacation home with no intention of ever renting it out. But while today it may be financially feasible to not rent your home, you’re never sure what the future will bring. Your finances may change. The tax rate for the property could skyrocket. Buying in an area where you know you can utilize the option to rent your property is a great way to leave your options open.
Use your real estate agent
Pick your agent’s brain. Ask tons of questions. Scour through his or her Web site and absorb as much information as possible. After all, your agent is getting paid to be knowledgeable in this area. Use his or her expertise to your advantage.
Look for large, reputable developers
Developers do more research than any single buyer could ever dream of doing. They invest thousands of dollars into researching the market, tourism, growth and inventory. So if you follow large developers, your chances of failing are significantly less.
Beware of overextending with teaser mortgages
Yes, you can afford that property with a 3.5 percent interest-only payment, but be realistic. That payment is likely to go up, and maybe faster than you think. Mortgage rates are still at all-time lows, but if you’re using an adjustable-rate or interest-only mortgage only for the affordability factor, watch out. Rates could rise and you could end up stuck with a property you cannot afford.
Stay away from areas with short-term rental bans
The best way to protect yourself from market fluctuation is to have the option of renting your property on a nightly or weekly basis when you are not using it. Some complexes or counties have areas where there are covenants or laws against renting on a short-term basis. If you stay away from purchasing in those areas, you’re more likely to be able to turn your vacation home into an income-producing asset.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Sunday, November 30, 2008
Saturday, November 29, 2008
Decorating ideas made easy
Is your home in need of a new look? There are plenty of cheap and easy decorating ideas that can spruce up the look of your home without the expense of a remodeling project.
Rearrange the furniture
This is a decorating idea that requires no expense at all. Have fun with it. Draw a picture of the room and map out your plans. Try several different layouts until you get the look that you want. You can even bring furniture in from different rooms for a completely new look.
Experiment with paint
Another decorating idea that can change the look of your home is to paint the walls. You can paint the entire room or even just a single wall, called an accent wall, for a dramatic effect. Choose colors that really brighten up your house. Or, try a technique such as faux painting to create a designer look.
Have fun with accessories
There are also several little things that serve as great decorating ideas. Try adding plants to various rooms in your house. If you lack a green thumb, there is nothing wrong with using fake greenery. A new rug is also a great decorating idea. Hang picture or mirrors for decoration. Buy new decorative pillows for your couches and chairs. You can even replace your lamps or lampshades to give a room a whole new look.
Do away with clutter
One thing you should not overlook as you search for decorating ideas is to de-clutter your house. Through day-to-day living, it is too easy to let things accumulate. Eliminate those piles and you’ll be surprised at how different it can make a room look.
Use these simple and inexpensive decorating ideas, and you can give any room a fresh, new look.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Rearrange the furniture
This is a decorating idea that requires no expense at all. Have fun with it. Draw a picture of the room and map out your plans. Try several different layouts until you get the look that you want. You can even bring furniture in from different rooms for a completely new look.
Experiment with paint
Another decorating idea that can change the look of your home is to paint the walls. You can paint the entire room or even just a single wall, called an accent wall, for a dramatic effect. Choose colors that really brighten up your house. Or, try a technique such as faux painting to create a designer look.
Have fun with accessories
There are also several little things that serve as great decorating ideas. Try adding plants to various rooms in your house. If you lack a green thumb, there is nothing wrong with using fake greenery. A new rug is also a great decorating idea. Hang picture or mirrors for decoration. Buy new decorative pillows for your couches and chairs. You can even replace your lamps or lampshades to give a room a whole new look.
Do away with clutter
One thing you should not overlook as you search for decorating ideas is to de-clutter your house. Through day-to-day living, it is too easy to let things accumulate. Eliminate those piles and you’ll be surprised at how different it can make a room look.
Use these simple and inexpensive decorating ideas, and you can give any room a fresh, new look.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Friday, November 28, 2008
Take Your Open House to the Next Level
Up the ante on the traditional way of showcasing your home
By Shannon Petrie
A glass of wine, some delicious hor'dourves and live music. This sounds like a great way to spend an evening -- and sell your home.
With standard open houses not doing the trick in today's sluggish market, some sellers are opting for "extreme open houses," with catered refreshments, prizes and entertainment. By throwing these elaborate shindigs, sellers hope guests will spread the word and generate buzz about their properties.
The extreme open house lets buyers see the home in a different light than a traditional open house does. Rather than a cold, uninhabited space, buyers get to see a real home that's brimming with life and energy. This helps them picture living in your home themselves.
The open house is also a good opportunity to show off your home's best features. If your home has a gourmet kitchen, hire a chef to cook for the guests. This draws attention to a big selling point. Plus, free food never turns anyone away. If you have a fabulous deck, show it off with an outdoor barbecue.
Even inviting people who aren't in the market to buy a home can be beneficial. People like to talk, so even though one guest isn't interested in buying, they may tell a friend who is.
Extreme open houses are expensive and come with some negatives (after-party clean-up, possible property damage from lots of lively guests). But many sellers and agents think they're worth it, especially for slow movers.
DO IT YOURSELF: Make a list of your well-connected friends and acquaintances and mail them invitations. Keep it manageable. You don't want an open house of wedding-sized proportions. Have flyers out with your contact information and relevant facts about your home, such as asking price, square footage, etc.
While the temptation to attend your extreme open house will be strong, you should consider having your real estate agent or a friend handle the hosting duties. As with any open house, buyers will feel more comfortable exploring and discussing your home if you are MIA.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
By Shannon Petrie
A glass of wine, some delicious hor'dourves and live music. This sounds like a great way to spend an evening -- and sell your home.
With standard open houses not doing the trick in today's sluggish market, some sellers are opting for "extreme open houses," with catered refreshments, prizes and entertainment. By throwing these elaborate shindigs, sellers hope guests will spread the word and generate buzz about their properties.
The extreme open house lets buyers see the home in a different light than a traditional open house does. Rather than a cold, uninhabited space, buyers get to see a real home that's brimming with life and energy. This helps them picture living in your home themselves.
The open house is also a good opportunity to show off your home's best features. If your home has a gourmet kitchen, hire a chef to cook for the guests. This draws attention to a big selling point. Plus, free food never turns anyone away. If you have a fabulous deck, show it off with an outdoor barbecue.
Even inviting people who aren't in the market to buy a home can be beneficial. People like to talk, so even though one guest isn't interested in buying, they may tell a friend who is.
Extreme open houses are expensive and come with some negatives (after-party clean-up, possible property damage from lots of lively guests). But many sellers and agents think they're worth it, especially for slow movers.
DO IT YOURSELF: Make a list of your well-connected friends and acquaintances and mail them invitations. Keep it manageable. You don't want an open house of wedding-sized proportions. Have flyers out with your contact information and relevant facts about your home, such as asking price, square footage, etc.
While the temptation to attend your extreme open house will be strong, you should consider having your real estate agent or a friend handle the hosting duties. As with any open house, buyers will feel more comfortable exploring and discussing your home if you are MIA.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Monday, November 24, 2008
Attract Buyers With an Inviting Atmosphere
By Shannon Petrie
There's no better time than the chilly fall and winter months to make your home seem warm and welcoming to potential buyers. When buyers walk into your house, use these tips to make it feel like a home. This will encourage them to stick around, giving them more time to admire the space.
Crank up the heat. When it's cold outside, buyers will be grateful for a place to warm up. Turn the thermostat up a couple of degrees to make it extra toasty, or light a fire in the fireplace for an extra homey touch. Just be sure not to leave a fire unattended.
Let in the light. To make your home look bright and open when it's a bit dreary outside, turn on all the lights and open all the shades and curtains to let in as much natural light as possible. Use amber-colored light bulbs to give your home a warm glow.
Add holiday adornments. While overly large decorations can distract buyers from your home, tasteful wintry accents can complement your decor. Consider a simple wreath on the door, a vase filled with poinsettias on an end table, or a centerpiece made of pinecones on the dining room table.
Create appealing aromas. The scent of freshly baked chocolate chip cookies, cinnamon rolls or apple pie is almost universally appealing. Avoid artificial fragrances like sprays and scented candles, which some buyers might be allergic to.
Offer warm treats. If delicious aromas are wafting through your home, follow through by having food and drinks available for buyers, such as cookies, hot chocolate or apple cider.
Play soothing sounds. Classical or jazz music playing softly in the background can add to your home's inviting atmosphere.
Emphasize comfort. As a finishing touch, emphasize the comfort of your home with luxurious and inviting fabrics, like soft blankets, plush towels or a silky tablecloth.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
There's no better time than the chilly fall and winter months to make your home seem warm and welcoming to potential buyers. When buyers walk into your house, use these tips to make it feel like a home. This will encourage them to stick around, giving them more time to admire the space.
Crank up the heat. When it's cold outside, buyers will be grateful for a place to warm up. Turn the thermostat up a couple of degrees to make it extra toasty, or light a fire in the fireplace for an extra homey touch. Just be sure not to leave a fire unattended.
Let in the light. To make your home look bright and open when it's a bit dreary outside, turn on all the lights and open all the shades and curtains to let in as much natural light as possible. Use amber-colored light bulbs to give your home a warm glow.
Add holiday adornments. While overly large decorations can distract buyers from your home, tasteful wintry accents can complement your decor. Consider a simple wreath on the door, a vase filled with poinsettias on an end table, or a centerpiece made of pinecones on the dining room table.
Create appealing aromas. The scent of freshly baked chocolate chip cookies, cinnamon rolls or apple pie is almost universally appealing. Avoid artificial fragrances like sprays and scented candles, which some buyers might be allergic to.
Offer warm treats. If delicious aromas are wafting through your home, follow through by having food and drinks available for buyers, such as cookies, hot chocolate or apple cider.
Play soothing sounds. Classical or jazz music playing softly in the background can add to your home's inviting atmosphere.
Emphasize comfort. As a finishing touch, emphasize the comfort of your home with luxurious and inviting fabrics, like soft blankets, plush towels or a silky tablecloth.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Sunday, November 23, 2008
Selling During the Holidays Is Not All Bad
Buyers can, and do, get serious during this busy time of year.
By Shannon Petrie
The holiday season is generally known as the worst time to sell a home. While sales do tend to drop off between November and January, there are actually some good reasons to sell your home during these months:
Buyers are more serious. Anyone shopping for a home during the holidays probably has to buy before a certain deadline. January is a popular month for job transfers, so some buyers may be looking to relocate before the new year. Investors may also want to close before the end of the year for tax reasons. If you live near a university, students and staff may be looking for homes between academic sessions, and if you live near a military base, servicemen and women may be moving to the area. Work with your agent to target these motivated buyers.
Buyers have more time to house-hunt. Some buyers purposely wait until their families are together for holiday vacations to start looking for a home.
There are fewer homes for sale. Lots of sellers take their homes off the market during the holidays, assuming no one will be buying at this time. But with serious buyers still out there and a lower inventory of homes, your home has a good chance of standing out.
Services are more available. Business slows down for real estate agents, lenders, home inspectors, appraisers and title companies during the holidays, so they all have more time to spend with clients.
Homes show better in the winter. Decked out in lights and garland, homes often look their best during the holiday months.
The holidays are stressful enough without having to think about staging and open houses, so if you're not truly motivated to sell, it's probably best to wait a few months. But if you absolutely have to sell, don't be discouraged. A good agent can take the burden off of your shoulders, giving you more time to enjoy the season.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
By Shannon Petrie
The holiday season is generally known as the worst time to sell a home. While sales do tend to drop off between November and January, there are actually some good reasons to sell your home during these months:
Buyers are more serious. Anyone shopping for a home during the holidays probably has to buy before a certain deadline. January is a popular month for job transfers, so some buyers may be looking to relocate before the new year. Investors may also want to close before the end of the year for tax reasons. If you live near a university, students and staff may be looking for homes between academic sessions, and if you live near a military base, servicemen and women may be moving to the area. Work with your agent to target these motivated buyers.
Buyers have more time to house-hunt. Some buyers purposely wait until their families are together for holiday vacations to start looking for a home.
There are fewer homes for sale. Lots of sellers take their homes off the market during the holidays, assuming no one will be buying at this time. But with serious buyers still out there and a lower inventory of homes, your home has a good chance of standing out.
Services are more available. Business slows down for real estate agents, lenders, home inspectors, appraisers and title companies during the holidays, so they all have more time to spend with clients.
Homes show better in the winter. Decked out in lights and garland, homes often look their best during the holiday months.
The holidays are stressful enough without having to think about staging and open houses, so if you're not truly motivated to sell, it's probably best to wait a few months. But if you absolutely have to sell, don't be discouraged. A good agent can take the burden off of your shoulders, giving you more time to enjoy the season.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Saturday, November 22, 2008
How to Choose a Great Listing Agent
Ask these 10 questions to identify the best real estate agent to sell your property.
By Jennie Phipps Published: 11/10/2008
The world is full of people who sell real estate. Some of them are smart, efficient, focused, versatile and willing to go the extra mile. And some of them aren't.
Finding an agent who will sell your home using a range of marketing tools to get you the best deal possible in a reasonable amount of time, all while charging a fair rate, takes some effort. Interview at least three candidates before you sign a contract.
Here, thanks to Alison Rogers, author of Diary of a Real Estate Rookie, and a practitioner in New York City, are 10 questions you really want to ask so you can identify the best real estate agent to sell your property.
How much? Ask potential agents how much they think they can sell your home for. If two agents say $600,000 and the third says $700,000, think hard. It's likely the high bid is an exaggeration to attract your business. In the trade it's known as buying a listing. In the end, you'll be the one who pays because the high price will scare away potential buyers before you inevitably drop the price.
How will you market it? Running a few classified ads in the local paper, listing it on the Internet and holding an open house shouldn't be the only answers. The practitioner should be able to talk about what kinds of people are likely buyers and how he will reach out to those specific people.
How has your business changed in the last five years? If she doesn't talk about website tours and smart phones, chances are this is not a highly wired agent. While Luddites can still sell houses, it is getting harder. And if this is one of those people who doesn't even use e-mail, you're letting yourself in for unnecessary aggravation. And you may cut yourself off from opportunities.
Tell me how your last two deals surprised you? Every agent has a success story, but this question will give you a much better feel for what this practitioner is like as a salesperson.
What's your specialty? If you're selling a starter home in a community full of young families, hiring an agent who specializes in seniors is probably a bad idea. It doesn't mean that if he only sells condos that he can't sell a house, but he may not be geared up to do the best job.
How many people are you selling homes for right now and what are you doing for them? It may not be a bad thing that a high-powered agent is juggling 15 homes, but don't expert her to give you personal service, although her assistant should be attentive. On the other hand, be wary of an agent with no other customers because she may lack experience and contacts.
What do you expect of me? A good salesperson will have expectations. He may want you to leave and take the dog when the house is shown, paint the garage, move some furniture around and scrub the tile in the bathroom. It shows that he can think like a buyer and that's a good thing.
What advice would you have for me if I get an offer from a buyer who wants to use an FHA loan? It wasn't very long ago when the right answer might be run the other way, but these days government-guaranteed financing from the Federal Housing Administration, the Department of Veterans Affairs and state and locally managed loan assistance programs can be key to selling a property. Real estate agents shouldn't be pushing buyers toward their favorite lenders, but they should be able to help them and you wade through complex financing issues.
What's your fee? Forty-six percent of sellers Consumer Reports surveyed this year attempted to negotiate a lower commission rate. About 71 percent succeeded and those people were just as satisfied with the performance of their real estate agents as those who paid the standard 6 percent or more. In short, if you don't ask, you don't get.
Can I talk to one of your previous clients? You never know.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
By Jennie Phipps Published: 11/10/2008
The world is full of people who sell real estate. Some of them are smart, efficient, focused, versatile and willing to go the extra mile. And some of them aren't.
Finding an agent who will sell your home using a range of marketing tools to get you the best deal possible in a reasonable amount of time, all while charging a fair rate, takes some effort. Interview at least three candidates before you sign a contract.
Here, thanks to Alison Rogers, author of Diary of a Real Estate Rookie, and a practitioner in New York City, are 10 questions you really want to ask so you can identify the best real estate agent to sell your property.
How much? Ask potential agents how much they think they can sell your home for. If two agents say $600,000 and the third says $700,000, think hard. It's likely the high bid is an exaggeration to attract your business. In the trade it's known as buying a listing. In the end, you'll be the one who pays because the high price will scare away potential buyers before you inevitably drop the price.
How will you market it? Running a few classified ads in the local paper, listing it on the Internet and holding an open house shouldn't be the only answers. The practitioner should be able to talk about what kinds of people are likely buyers and how he will reach out to those specific people.
How has your business changed in the last five years? If she doesn't talk about website tours and smart phones, chances are this is not a highly wired agent. While Luddites can still sell houses, it is getting harder. And if this is one of those people who doesn't even use e-mail, you're letting yourself in for unnecessary aggravation. And you may cut yourself off from opportunities.
Tell me how your last two deals surprised you? Every agent has a success story, but this question will give you a much better feel for what this practitioner is like as a salesperson.
What's your specialty? If you're selling a starter home in a community full of young families, hiring an agent who specializes in seniors is probably a bad idea. It doesn't mean that if he only sells condos that he can't sell a house, but he may not be geared up to do the best job.
How many people are you selling homes for right now and what are you doing for them? It may not be a bad thing that a high-powered agent is juggling 15 homes, but don't expert her to give you personal service, although her assistant should be attentive. On the other hand, be wary of an agent with no other customers because she may lack experience and contacts.
What do you expect of me? A good salesperson will have expectations. He may want you to leave and take the dog when the house is shown, paint the garage, move some furniture around and scrub the tile in the bathroom. It shows that he can think like a buyer and that's a good thing.
What advice would you have for me if I get an offer from a buyer who wants to use an FHA loan? It wasn't very long ago when the right answer might be run the other way, but these days government-guaranteed financing from the Federal Housing Administration, the Department of Veterans Affairs and state and locally managed loan assistance programs can be key to selling a property. Real estate agents shouldn't be pushing buyers toward their favorite lenders, but they should be able to help them and you wade through complex financing issues.
What's your fee? Forty-six percent of sellers Consumer Reports surveyed this year attempted to negotiate a lower commission rate. About 71 percent succeeded and those people were just as satisfied with the performance of their real estate agents as those who paid the standard 6 percent or more. In short, if you don't ask, you don't get.
Can I talk to one of your previous clients? You never know.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Friday, November 21, 2008
Staging Tips for the Holidays
Before you deck the halls, see how the right holiday decor can help you sell.
By Kara Wahlgren, FrontDoor.com Published: 11/10/2008
It's that time of year as calendars are packed with holiday parties, budgets are strained by gift-giving, and the roads are covered in freshly fallen snow. Alas, 'tis not the season for real estate. But the good news is, the brave few house-hunters who do venture out are serious about buying, and stylish trimmings will make them want to ring in the new year in your home.
"Holidays can be personal on a lot of levels, but you want to make sure your decor is neutral," advises Amy Powers, owner of Accent Home Staging & Interiors of Atlanta. "You want to romance your buyer, not invite them to your Christmas party."
Try these tips to get buyers in the right spirit:
Clean and stage. "Before you decorate, your house needs to be staged," Powers says. If your living room is already piled high with clutter and tchotchkes, your ceramic reindeer collection is only going to add to the sense of overcrowding.
Create a cozy vibe. The less-is-more mantra of home staging may tempt you to forgo holiday cheer this year. But a few subtle touches like a bowl of pinecones, an evergreen wreath, or a pot of cider simmering on the stove can create a warm and festive feeling in your home.
Complement your palette. Before you start untangling your tinsel, make sure your holiday collection matches your current decor. If your living room is painted a soothing ocean-blue hue, skip the clashing red garland and opt for white snowflakes or a silver glass-ball wreath. If you've got an earthy color scheme, accent with rich tones like cranberries, forest greens and gold.
Accentuate the positive. Too many trimmings may distract buyers, but the right accessories can draw attention to your home's best features. Dangle mistletoe in an arched doorway, or display your menorah on the ledge of a bay window; just don't block a beautiful view with stick-on snowflake decals or clutter an elegant fireplace with personalized stockings.
Go light on lights. Step away from the inflatable snowman, Clark Griswold. One man's "merry" is another man's "tacky," so tone down any garish light displays while your home is on the market. (No, your neighbors didn't pay us to say that.) Instead, use simple string lighting to play up your home's architecture or draw attention to the gorgeous fir tree in your front yard.
Be an equal-opportunity decorator. Leave the life-sized Nativity scene in storage this year, because overtly religious flourishes may be off-putting to some buyers. "You want to keep neutrality throughout, so you can attract any type of buyer," Powers says. Not sure what qualifies? Powers adds, "No matter what your religion is, you're not going to feel offended by a nutcracker."
Mind the tree. A tall Christmas tree can help you show off your two-story great room, but make sure the wide base won't overwhelm the floor space. If your living area is on the small side, save space with a skinny tree. Swap the gaudy heirloom ornaments and trim your tree in a cohesive theme such as icicle lights and silver tinsel, for example, or blue and gold glass balls.
Clear the clutter. A few decorations can stir the holiday spirit, but don't feel obliged to hang every last ornament. "A lot of people, when they decorate, tend to use all the extra space in their house," Powers says. "You still want each space to look as spacious as possible." Limit yourself to a few hints of holiday flair, but stash the rest in the basement for now. If you start to miss your Santa figurines, just remember that with a little luck, you'll be celebrating next year's holidays in a new home. And you can decorate that place any way you please.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
By Kara Wahlgren, FrontDoor.com Published: 11/10/2008
It's that time of year as calendars are packed with holiday parties, budgets are strained by gift-giving, and the roads are covered in freshly fallen snow. Alas, 'tis not the season for real estate. But the good news is, the brave few house-hunters who do venture out are serious about buying, and stylish trimmings will make them want to ring in the new year in your home.
"Holidays can be personal on a lot of levels, but you want to make sure your decor is neutral," advises Amy Powers, owner of Accent Home Staging & Interiors of Atlanta. "You want to romance your buyer, not invite them to your Christmas party."
Try these tips to get buyers in the right spirit:
Clean and stage. "Before you decorate, your house needs to be staged," Powers says. If your living room is already piled high with clutter and tchotchkes, your ceramic reindeer collection is only going to add to the sense of overcrowding.
Create a cozy vibe. The less-is-more mantra of home staging may tempt you to forgo holiday cheer this year. But a few subtle touches like a bowl of pinecones, an evergreen wreath, or a pot of cider simmering on the stove can create a warm and festive feeling in your home.
Complement your palette. Before you start untangling your tinsel, make sure your holiday collection matches your current decor. If your living room is painted a soothing ocean-blue hue, skip the clashing red garland and opt for white snowflakes or a silver glass-ball wreath. If you've got an earthy color scheme, accent with rich tones like cranberries, forest greens and gold.
Accentuate the positive. Too many trimmings may distract buyers, but the right accessories can draw attention to your home's best features. Dangle mistletoe in an arched doorway, or display your menorah on the ledge of a bay window; just don't block a beautiful view with stick-on snowflake decals or clutter an elegant fireplace with personalized stockings.
Go light on lights. Step away from the inflatable snowman, Clark Griswold. One man's "merry" is another man's "tacky," so tone down any garish light displays while your home is on the market. (No, your neighbors didn't pay us to say that.) Instead, use simple string lighting to play up your home's architecture or draw attention to the gorgeous fir tree in your front yard.
Be an equal-opportunity decorator. Leave the life-sized Nativity scene in storage this year, because overtly religious flourishes may be off-putting to some buyers. "You want to keep neutrality throughout, so you can attract any type of buyer," Powers says. Not sure what qualifies? Powers adds, "No matter what your religion is, you're not going to feel offended by a nutcracker."
Mind the tree. A tall Christmas tree can help you show off your two-story great room, but make sure the wide base won't overwhelm the floor space. If your living area is on the small side, save space with a skinny tree. Swap the gaudy heirloom ornaments and trim your tree in a cohesive theme such as icicle lights and silver tinsel, for example, or blue and gold glass balls.
Clear the clutter. A few decorations can stir the holiday spirit, but don't feel obliged to hang every last ornament. "A lot of people, when they decorate, tend to use all the extra space in their house," Powers says. "You still want each space to look as spacious as possible." Limit yourself to a few hints of holiday flair, but stash the rest in the basement for now. If you start to miss your Santa figurines, just remember that with a little luck, you'll be celebrating next year's holidays in a new home. And you can decorate that place any way you please.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Tuesday, November 18, 2008
Take These Pointers When Buying a Second Home
Brush up on location, lifestyle and finances while searching for your retreat
By FrontDoor.com Published: 11/01/2007
Buying a second home has become one of the fastest growing trends in the United States. In fact, more than 30 million Americans are expected to enter the second home market within the next decade. It can seem like a daunting task, but with a few essential steps you can learn how to turn buying your second home into a sane, reasonable venture.
Assess Your Lifestyle
Think about what spot you love the most and the amount of time you will be spending in your vacation home.
If this house will be for weekend getaways, anything more than two hours may seem like a long trip.
Condos have relatively low maintenance, making them a good option for those using their homes one season a year, or for those who want a place farther away from their primary home.
When considering a condo, find out whether you can live with the homeowners association rules.
With a single-family home, you will have more privacy but you'll have to handle all the maintenance.
Many hotels are now providing rooms as condominium hotel rooms. These offer all the services of a hotel, but yet you're still able to benefit from the appreciation of that property over time.
Choose a Location
The best way to spot the up-and-coming neighborhoods is to drive around the area that you like, and go farther out; the homes in these areas will likely see their value increase as well.
Find out from local people how the town has changed, what's being built and what types of people are moving to the area.
Pick up the local paper to obtain information about political issues, tax issues and more.
Visit your vacation spot during each season to get a good idea of what it's like year-round.
If you might retire in your second home one day, make sure that there is quality, accessible health care nearby and that the environment is both safe and affordable.
Find out if there are enough places to pick up part-time work if you want or need to.
It's always important to check out the weather, especially if you plan to use for all seasons.
Think beyond the price tag of the home:
Check out the area public schools.
Consider neighborhoods just off the beaten path.
Rent two or more years in a row to get the true flavor of a place.
Do a test drive to the location at peak times, look for alternate routes.
And, finally, ask yourself the following:
Do I love one spot?
Do I have enough time?
Is it close enough?
What can I afford?
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
By FrontDoor.com Published: 11/01/2007
Buying a second home has become one of the fastest growing trends in the United States. In fact, more than 30 million Americans are expected to enter the second home market within the next decade. It can seem like a daunting task, but with a few essential steps you can learn how to turn buying your second home into a sane, reasonable venture.
Assess Your Lifestyle
Think about what spot you love the most and the amount of time you will be spending in your vacation home.
If this house will be for weekend getaways, anything more than two hours may seem like a long trip.
Condos have relatively low maintenance, making them a good option for those using their homes one season a year, or for those who want a place farther away from their primary home.
When considering a condo, find out whether you can live with the homeowners association rules.
With a single-family home, you will have more privacy but you'll have to handle all the maintenance.
Many hotels are now providing rooms as condominium hotel rooms. These offer all the services of a hotel, but yet you're still able to benefit from the appreciation of that property over time.
Choose a Location
The best way to spot the up-and-coming neighborhoods is to drive around the area that you like, and go farther out; the homes in these areas will likely see their value increase as well.
Find out from local people how the town has changed, what's being built and what types of people are moving to the area.
Pick up the local paper to obtain information about political issues, tax issues and more.
Visit your vacation spot during each season to get a good idea of what it's like year-round.
If you might retire in your second home one day, make sure that there is quality, accessible health care nearby and that the environment is both safe and affordable.
Find out if there are enough places to pick up part-time work if you want or need to.
It's always important to check out the weather, especially if you plan to use for all seasons.
Think beyond the price tag of the home:
Check out the area public schools.
Consider neighborhoods just off the beaten path.
Rent two or more years in a row to get the true flavor of a place.
Do a test drive to the location at peak times, look for alternate routes.
And, finally, ask yourself the following:
Do I love one spot?
Do I have enough time?
Is it close enough?
What can I afford?
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Monday, November 17, 2008
Open house & house hunting checklist
Evaluate and rate each house you tour with this helpful checklist
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Sunday, November 16, 2008
Tired of Talking to a Voice Robot?
Tired of Talking to a Voice Robot? Want to Talk with a Human? Save this website to your favorites http://www.dialahuman.com/
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Saturday, November 15, 2008
It's almost Thanksgiving! I am working on my menu...
While working on my Thanksgiving day menu I came across this recipe that looks pretty good, I thought I would share...
Baked Artichoke Hearts
Ingredients
Serves 8
1 1/2 cups fresh breadcrumbs
1/4 cup finely chopped fresh curly leaf parsley
2 ounces Parmesan cheese, grated (1/4 cup)
2 ounces Pecorino Romano, grated (1/4 cup)
1 tablespoon mixed dried herbs such as thyme, oregano, and savory, or Italian seasoning blend
1 teaspoon coarse salt
Freshly ground pepper
3 packages (9 ounces each) frozen artichoke hearts, thawed and drained
2/3 cup extra-virgin olive oil, plus more for baking dishes
1/4 cup fresh lemon juice (from 2 lemons)
1 teaspoon finely grated lemon zest
2 garlic cloves, minced (2 teaspoons)
Directions
Preheat oven to 325 degrees. Combine breadcrumbs, parsley, cheeses, herbs, and salt in a medium bowl, and season with pepper.
Brush oil inside two 4-cup, 9 1/2-inch ceramic baking dishes. Divide artichoke hearts between dishes, and spread into a single layer. Sprinkle breadcrumb mixture over artichokes, pushing it into cracks between hearts. Tap bottom of dishes on counter to settle breadcrumb mixture.
Whisk oil, lemon juice and zest, and garlic in a small bowl. Drizzle dressing evenly over breadcrumb topping. Cover dishes with parchment, then foil, and bake for 30 minutes. Increase temperature to 375 degrees. Uncover, and bake until breadcrumbs are golden brown, 20 to 25 minutes. Serve immediately.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Baked Artichoke Hearts
Ingredients
Serves 8
1 1/2 cups fresh breadcrumbs
1/4 cup finely chopped fresh curly leaf parsley
2 ounces Parmesan cheese, grated (1/4 cup)
2 ounces Pecorino Romano, grated (1/4 cup)
1 tablespoon mixed dried herbs such as thyme, oregano, and savory, or Italian seasoning blend
1 teaspoon coarse salt
Freshly ground pepper
3 packages (9 ounces each) frozen artichoke hearts, thawed and drained
2/3 cup extra-virgin olive oil, plus more for baking dishes
1/4 cup fresh lemon juice (from 2 lemons)
1 teaspoon finely grated lemon zest
2 garlic cloves, minced (2 teaspoons)
Directions
Preheat oven to 325 degrees. Combine breadcrumbs, parsley, cheeses, herbs, and salt in a medium bowl, and season with pepper.
Brush oil inside two 4-cup, 9 1/2-inch ceramic baking dishes. Divide artichoke hearts between dishes, and spread into a single layer. Sprinkle breadcrumb mixture over artichokes, pushing it into cracks between hearts. Tap bottom of dishes on counter to settle breadcrumb mixture.
Whisk oil, lemon juice and zest, and garlic in a small bowl. Drizzle dressing evenly over breadcrumb topping. Cover dishes with parchment, then foil, and bake for 30 minutes. Increase temperature to 375 degrees. Uncover, and bake until breadcrumbs are golden brown, 20 to 25 minutes. Serve immediately.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Friday, November 14, 2008
Opportunities for First-Time Homebuyers in Today's Market
Historically low interest rates make right now a good time to buy
By Bo Menkiti, FrontDoor.com Published: 9/01/2008
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The Real Estate Bubble has Burst...Mortgage Meltdown...Home Sales Thud to Five-Year Low! These are the dramatic headlines that dominate the national conversations about the housing market, but what does all of this mean for the first-time homebuyer?
The reality is that housing sales have slowed across the country, but the interest rates remain historically low -- 6.35 percent doesn't look bad compared to the 10 percent we saw in the early '90s and 17 percent in the '80s. The combination of these two factors can easily translate into great opportunities for first time homebuyers to maximize their purchase power by taking advantage of the changing market conditions.
The shifting market provides buyers with broader housing inventory to choose from as well as the opportunity to do more due diligence before making a final purchase decision. There is also increased opportunity to negotiate with both motivated sellers and new construction developers. With low interest rates buyers are able to leverage significant borrowing power to find a home that meets their needs while maintaining or in some cases reducing monthly housing costs and positioning themselves well for future wealth building.
There are some key factors to consider when deciding if it's the right time to make the commitment to home ownership:
Compare current monthly spending on rent with the costs of owning. This is a valuable exercise that can make the decision-making process a more logical one. When making the rent vs. buy calculations make sure to take into account the principle reduction you will experience in a fix rate amortizing loan as well as the immediate and long term tax benefits of home ownership. Engaging an experienced lender in your market can also be a significant asset in this phase. The lenders expertise will assist first-time homebuyers in uncovering potential resources and assets that facilitate the home buying process.
Look at local market trends rather than national trends. Median home sales in your area could range from $141,510 in Memphis, Tenn. to $825,100 in San Francisco, Calif. and the supply and demand ratio will vary just as drastically. When tracking the market, you'll need to look at the local sales trends and average pricing to determine what is happening, and what you can afford. Although a significant amount of information is available through the Internet, this is the stage where a Realtor in your area can provide great insight about the market conditions. It is important to identify an agent that is experienced with the areas where you are focusing the search.
Research the Community Based Lending Programs and First-Time Homebuyer Programs available in your market. Some programs offer 100 percent financing, below market interest rates or down payment/closing cost assistance. Many of the programs only require attendance at a home buying seminar, so six hours on a Saturday could save you thousands on mortgage expenses. These programs are often locally based and another area where a local real estate agent and lender can be of assistance.
Decide how long you plan to stay in the home and look at appreciation in your market. The key in all of this is to have a long term perspective. The days of homes values doubling or tripling in a few years are gone, but those who buy well located quality property with a three to seven year time horizon (depending on the market) are bound to continue to realize the significant benefits of home ownership.
Ultimately the decision on whether to stop renting and make the move to home ownership should be made based on personal finances and local market conditions. Engaging a talented team of real estate professionals will allow first-time home buyers to navigate the home buying process and be better positioned to take advantage of the market shifts that can create long-term benefits to buyers.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
By Bo Menkiti, FrontDoor.com Published: 9/01/2008
Save
Share
The Real Estate Bubble has Burst...Mortgage Meltdown...Home Sales Thud to Five-Year Low! These are the dramatic headlines that dominate the national conversations about the housing market, but what does all of this mean for the first-time homebuyer?
The reality is that housing sales have slowed across the country, but the interest rates remain historically low -- 6.35 percent doesn't look bad compared to the 10 percent we saw in the early '90s and 17 percent in the '80s. The combination of these two factors can easily translate into great opportunities for first time homebuyers to maximize their purchase power by taking advantage of the changing market conditions.
The shifting market provides buyers with broader housing inventory to choose from as well as the opportunity to do more due diligence before making a final purchase decision. There is also increased opportunity to negotiate with both motivated sellers and new construction developers. With low interest rates buyers are able to leverage significant borrowing power to find a home that meets their needs while maintaining or in some cases reducing monthly housing costs and positioning themselves well for future wealth building.
There are some key factors to consider when deciding if it's the right time to make the commitment to home ownership:
Compare current monthly spending on rent with the costs of owning. This is a valuable exercise that can make the decision-making process a more logical one. When making the rent vs. buy calculations make sure to take into account the principle reduction you will experience in a fix rate amortizing loan as well as the immediate and long term tax benefits of home ownership. Engaging an experienced lender in your market can also be a significant asset in this phase. The lenders expertise will assist first-time homebuyers in uncovering potential resources and assets that facilitate the home buying process.
Look at local market trends rather than national trends. Median home sales in your area could range from $141,510 in Memphis, Tenn. to $825,100 in San Francisco, Calif. and the supply and demand ratio will vary just as drastically. When tracking the market, you'll need to look at the local sales trends and average pricing to determine what is happening, and what you can afford. Although a significant amount of information is available through the Internet, this is the stage where a Realtor in your area can provide great insight about the market conditions. It is important to identify an agent that is experienced with the areas where you are focusing the search.
Research the Community Based Lending Programs and First-Time Homebuyer Programs available in your market. Some programs offer 100 percent financing, below market interest rates or down payment/closing cost assistance. Many of the programs only require attendance at a home buying seminar, so six hours on a Saturday could save you thousands on mortgage expenses. These programs are often locally based and another area where a local real estate agent and lender can be of assistance.
Decide how long you plan to stay in the home and look at appreciation in your market. The key in all of this is to have a long term perspective. The days of homes values doubling or tripling in a few years are gone, but those who buy well located quality property with a three to seven year time horizon (depending on the market) are bound to continue to realize the significant benefits of home ownership.
Ultimately the decision on whether to stop renting and make the move to home ownership should be made based on personal finances and local market conditions. Engaging a talented team of real estate professionals will allow first-time home buyers to navigate the home buying process and be better positioned to take advantage of the market shifts that can create long-term benefits to buyers.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Saturday, November 8, 2008
Packing for a Move
6. Place a clean set of sheets and bedding in a dresser drawer in each bedroom. That way, when your furniture arrives at your new home, you can get fresh bedding without having to find the carton in which it was packed.
7. Wrap breakables in colored wrapping paper or tissue paper before you place them in the moving box. The brightly colored paper will draw attention to the item and prevent them from being accidentally thrown out with the packing paper.
8. Use blankets, pillows, towels and other linens as fillers in the box when packing fragile items.
9. Prune houseplants about two weeks before the move. You may want to consult a florist or plant book for instructions. One week before the move, place them in a black plastic bag along with bug/pest strips, conventional flea colors or bug powder. Close the bag and place in cool area overnight to kill any pests on the plant or in soil. The day before the move, place plants in cardboard containers. Hold them in place with dampened newspaper or packing paper. Use paper to cushion leaves and place a final layer of wet paper on top to keep them moist. Punch air holes in the top before loading into your car or moving truck.
10. If you are moving out of state you'll want to check with the local U.S. Department of Agriculture for regulations regarding moving plants from one state to another.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
7. Wrap breakables in colored wrapping paper or tissue paper before you place them in the moving box. The brightly colored paper will draw attention to the item and prevent them from being accidentally thrown out with the packing paper.
8. Use blankets, pillows, towels and other linens as fillers in the box when packing fragile items.
9. Prune houseplants about two weeks before the move. You may want to consult a florist or plant book for instructions. One week before the move, place them in a black plastic bag along with bug/pest strips, conventional flea colors or bug powder. Close the bag and place in cool area overnight to kill any pests on the plant or in soil. The day before the move, place plants in cardboard containers. Hold them in place with dampened newspaper or packing paper. Use paper to cushion leaves and place a final layer of wet paper on top to keep them moist. Punch air holes in the top before loading into your car or moving truck.
10. If you are moving out of state you'll want to check with the local U.S. Department of Agriculture for regulations regarding moving plants from one state to another.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Friday, November 7, 2008
Pumpkin-Swirl Brownies
I think one of the very best things about Fall has to be Pumpkins! I'd like to share a wonderful Pumpkin-Swirl Brownie Recipe with you
Ingredients
Makes 16
8 tablespoons (1 stick) unsalted butter, plus more for pan
6 ounces bittersweet chocolate, chopped
2 cups all-purpose flour
1 teaspoon baking powder
1/4 teaspoon cayenne pepper
1/2 teaspoon salt
1 3/4 cups sugar
4 large eggs
1 tablespoon pure vanilla extract
1 1/4 cups solid-pack pumpkin
1/4 cup vegetable oil
1 teaspoon ground cinnamon
1/4 teaspoon ground nutmeg
1/2 cup chopped hazelnuts or other nuts
Directions
Preheat oven to 350 degrees. Butter a 9-inch square baking pan or dish. Line bottom of pan with parchment paper; butter lining.
Melt chocolate and butter in a heatproof bowl set over a pan of simmering water, stirring occasionally until smooth.
Whisk together flour, baking powder, cayenne, and salt in a large bowl; set aside. Put sugar, eggs, and vanilla in the bowl of an electric mixer fitted with the paddle attachment; beat until fluffy and well combined, 3 to 5 minutes. Beat in flour mixture.
Divide batter between two medium bowls (about 2 cups per bowl). Stir chocolate mixture into one bowl. In other bowl, stir in pumpkin, oil, cinnamon, and nutmeg. Transfer half of chocolate batter to prepared pan smoothing top with a rubber spatula. Top with half of pumpkin batter. Repeat to make one more chocolate layer and one more pumpkin layer. Work quickly so batters don't set.
With a small spatula or a table knife, gently swirl the two batters to create a marbled effect. Sprinkle with nuts.
Bake until set, 40 to 45 minutes. Let cool in pan on a wire rack. Cut into 16 squares.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Ingredients
Makes 16
8 tablespoons (1 stick) unsalted butter, plus more for pan
6 ounces bittersweet chocolate, chopped
2 cups all-purpose flour
1 teaspoon baking powder
1/4 teaspoon cayenne pepper
1/2 teaspoon salt
1 3/4 cups sugar
4 large eggs
1 tablespoon pure vanilla extract
1 1/4 cups solid-pack pumpkin
1/4 cup vegetable oil
1 teaspoon ground cinnamon
1/4 teaspoon ground nutmeg
1/2 cup chopped hazelnuts or other nuts
Directions
Preheat oven to 350 degrees. Butter a 9-inch square baking pan or dish. Line bottom of pan with parchment paper; butter lining.
Melt chocolate and butter in a heatproof bowl set over a pan of simmering water, stirring occasionally until smooth.
Whisk together flour, baking powder, cayenne, and salt in a large bowl; set aside. Put sugar, eggs, and vanilla in the bowl of an electric mixer fitted with the paddle attachment; beat until fluffy and well combined, 3 to 5 minutes. Beat in flour mixture.
Divide batter between two medium bowls (about 2 cups per bowl). Stir chocolate mixture into one bowl. In other bowl, stir in pumpkin, oil, cinnamon, and nutmeg. Transfer half of chocolate batter to prepared pan smoothing top with a rubber spatula. Top with half of pumpkin batter. Repeat to make one more chocolate layer and one more pumpkin layer. Work quickly so batters don't set.
With a small spatula or a table knife, gently swirl the two batters to create a marbled effect. Sprinkle with nuts.
Bake until set, 40 to 45 minutes. Let cool in pan on a wire rack. Cut into 16 squares.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Thursday, November 6, 2008
Organize Your Day
How's tomorrow looking? Learn to plan tomorrow today, so you can boost productivity and look back and say, "That was easy."
These 5 simple rules of thumb will help you get through your day in an organized and productive manner.
1. Start the night before. Make a list of the things you have to do tomorrow, the evening before. Prioritize and organize each item in the sequence that it should be accomplished. Consolidate similar tasks together. When you wake up in the morning, you'll have a clear-cut guide detailing everything that must be done.
2. Watch out for diversions. Very often, a schedule gets thrown off track due to distractions, such as unexpected visitors or unscheduled phone calls. If you find that you constantly get off track, get a watch with a timer and set it so it goes off every 30 minutes. Every time it sounds, be sure you're working on what you originally said you would. If you're not, stop what you're doing and get back on schedule. Most distractions are not emergency situations.
3. Call before you leave. If you have an appointment during the day, always call to confirm before you leave your home or office. This will ensure that the person you're meeting did not forget about the appointment. Also, if there is going to be a long waiting time, perhaps you can do something else first, before you leave.
4. Check it off. Every time you finish something, cross it off your To Do List. This will give you a sense of accomplishment throughout the day and allow you to easily see what's still left.
5. Do a final check. At the end of the day, take a look at your list. How many items were you able to accomplish? Are there only 1-2 things left undone, or many? If there were just a few undone, simply move them to tomorrow's To Do List. If there were many undone, and you worked diligently on everything all day, then you probably had too many things on your list to begin with. Re-think how much you can possibly do in a given day. Remember, you only have 24 hours, and you should be using a third of those hours to sleep!
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
These 5 simple rules of thumb will help you get through your day in an organized and productive manner.
1. Start the night before. Make a list of the things you have to do tomorrow, the evening before. Prioritize and organize each item in the sequence that it should be accomplished. Consolidate similar tasks together. When you wake up in the morning, you'll have a clear-cut guide detailing everything that must be done.
2. Watch out for diversions. Very often, a schedule gets thrown off track due to distractions, such as unexpected visitors or unscheduled phone calls. If you find that you constantly get off track, get a watch with a timer and set it so it goes off every 30 minutes. Every time it sounds, be sure you're working on what you originally said you would. If you're not, stop what you're doing and get back on schedule. Most distractions are not emergency situations.
3. Call before you leave. If you have an appointment during the day, always call to confirm before you leave your home or office. This will ensure that the person you're meeting did not forget about the appointment. Also, if there is going to be a long waiting time, perhaps you can do something else first, before you leave.
4. Check it off. Every time you finish something, cross it off your To Do List. This will give you a sense of accomplishment throughout the day and allow you to easily see what's still left.
5. Do a final check. At the end of the day, take a look at your list. How many items were you able to accomplish? Are there only 1-2 things left undone, or many? If there were just a few undone, simply move them to tomorrow's To Do List. If there were many undone, and you worked diligently on everything all day, then you probably had too many things on your list to begin with. Re-think how much you can possibly do in a given day. Remember, you only have 24 hours, and you should be using a third of those hours to sleep!
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Wednesday, November 5, 2008
Downsizing
How can you scale down your home without overcrowding your new dwelling? Plan to declutter your life. Whether you do it alone or hire a downsizing specialist, look hard at what you own and eliminate excess belongings.
Are you or a loved one faced with the challenge of downsizing? Perhaps the time has come to move to a smaller home or assisted living facility? Whatever the reason, many people are faced with the challenge of sorting through and cleaning out most of their belongings. The daunting task of sorting belongings, finding a home for those you cannot move, organizing the move, unpacking, and finally getting settled into your new, albeit smaller home can be overwhelming.
There are three choices when it comes to downsizing. You can do it yourself (or allow family members to help you), hire someone to do the downsizing for you, or do a combination of self and assisted downsizing. If you plan on hiring someone to help you downsize, there are many services available. Resources such as senior move managers and other organizational professionals can be invaluable. Most of us, however, will plan on either downsizing ourselves or having some partial assistance to help us complete the task.
First, let’s tackle the procedure for downsizing. Most important, estimate how much space you will have in your new home. Obviously, you can take more furniture and other items to a retirement community home than you can into a room at a nursing home. Once you have an estimate on space issues, figure that you are overestimating the space by about 20%. You will actually have less space than you think! Nothing is worse than living in an overcrowded dwelling!
Ok, you have your space estimate. Choose your furniture for function as well as form. Try to make the best use of your space with these larger pieces of furniture. As painful as it is now to get rid of that behemoth tiger maple wardrobe, you may be thankful that you have not crammed it into your 10’ X 10’ master bedroom! Consult family members and friends to see if they would like these pieces. For valuable furniture, estate liquidators or antique dealers/liquidators are a great resource: a reputable dealer can get you top dollar. You can also call local consignment shops to sell nice furniture. Who wouldn’t like to start out their new living quarters with some extra money? If you can’t or don’t want to sell your furniture, many charities enjoy donations of nice furniture and some will even pick it up for you.
Now that we have pared down the large pieces, we are down to the toughest part of downsizing: those well-loved knick-knacks and collectibles, as well as just plain old clutter. Sad to say, most of these items are beloved only by you. Although you treasure them, others may not. The trick is to ask yourself if you can’t live without the item. This works for clothes, artwork, area rugs, shoes, books, really just about anything! I usually start with three boxes and a trash bag. One box I label with a black marker as “Charity”, one gets labeled “Give Away”, and one “Keep”. Of course, the trash bag speaks for itself. This is also the time to consider whether or not you would like to have a yard sale. If so, you’ll need a box (or several) labeled “Yard Sale”. To encourage yourself, remember that every item you can give away, sell, or trash is one less thing you’ll have to move and unpack in your new place!
Sorting can be boring! One way to break up the monotony of sorting is to set a timer. That way you break up a room into bite sized chunks, and you won’t feel so overwhelmed. Maybe you want to work on this 15 minutes a day? Perhaps you can devote an entire hour? Choose an increment of time, set that egg timer, and get to work!
Ask yourself the following questions:
Have I used/worn/read it this year?
Do I like/love it?
Will I wear/use/read it again?
Does it need repair?
Is it valuable?
Does someone else in my circle of family/friends love it?
Is it ugly?
You get the idea by now, I’m sure. Choose wisely what you place in the “Keep” box!
After you have completed your allotted time, you can close up the boxes. Leave them in the room if it is unused, if not, move them to the garage or another unused room. Work on one room at a time in manageable increments until it is complete. When the room is complete, look in your “Keep” Box, remove a few more items; be ruthless. Put those items into one of your other boxes or bags. You can now pack up this smallish box of “Keepers” and that room is packed!! Put this box in a safe place!
Move from room to room after each is completed. Don’t forget to sort through your attic, basement, or shed. Make sure you consider yard furniture and décor pieces: be thorough! You will be surprised at how quickly it goes. Sort carefully and you will be surprised at how many unused/unnecessary items you currently own. Remember, you may no longer need or want it, but someone else might!
Now comes the assistance part. You have done a phenomenal job of decluttering & sorting. Pat yourself on the back. However, now you may have some heavy boxes of things that are marked “Charity” or “Give Away”. You may have also have several Hefty Bags to get rid of. You have a choice. You can heft these boxes out to your car; make several trips to local charity, the landfill, friends or family, the library (they love good used books), etc. You can try to fit that gargantuan tiger maple wardrobe into your Honda, and try not to herniate any more disks in your back. You can take advantage of your friends and ask them to help you schlep all this around. A good alternative is to call in the assistance of a junk removal company. One well known company, 1-800-GOT-JUNK? is noted for doing an exceptional job of removing items that you may no longer want. While you sit on your favorite chair (marked “Keep”), these friendly, uniformed people will do all the heavy lifting for you in no time flat. They will even remove the stained plaid sofa your basset hound used to sleep on or the old mattresses that you don’t know what to do with. That ancient avocado refrigerator in your garage? Gone, in a single phone call. Items marked “Charity” will go to charity, items for the landfill will go there. These folks arrive on time in clean, shiny trucks, and remove your junk with a smile. When they are done, they’ll even sweep up the mess.
Ahhh! Now, you can invite your friends and family to come into your now spacious, clutter-free home to choose from the “Give Away” Boxes.
Think how easy this next move is going to be, with a little planning and a little help
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Are you or a loved one faced with the challenge of downsizing? Perhaps the time has come to move to a smaller home or assisted living facility? Whatever the reason, many people are faced with the challenge of sorting through and cleaning out most of their belongings. The daunting task of sorting belongings, finding a home for those you cannot move, organizing the move, unpacking, and finally getting settled into your new, albeit smaller home can be overwhelming.
There are three choices when it comes to downsizing. You can do it yourself (or allow family members to help you), hire someone to do the downsizing for you, or do a combination of self and assisted downsizing. If you plan on hiring someone to help you downsize, there are many services available. Resources such as senior move managers and other organizational professionals can be invaluable. Most of us, however, will plan on either downsizing ourselves or having some partial assistance to help us complete the task.
First, let’s tackle the procedure for downsizing. Most important, estimate how much space you will have in your new home. Obviously, you can take more furniture and other items to a retirement community home than you can into a room at a nursing home. Once you have an estimate on space issues, figure that you are overestimating the space by about 20%. You will actually have less space than you think! Nothing is worse than living in an overcrowded dwelling!
Ok, you have your space estimate. Choose your furniture for function as well as form. Try to make the best use of your space with these larger pieces of furniture. As painful as it is now to get rid of that behemoth tiger maple wardrobe, you may be thankful that you have not crammed it into your 10’ X 10’ master bedroom! Consult family members and friends to see if they would like these pieces. For valuable furniture, estate liquidators or antique dealers/liquidators are a great resource: a reputable dealer can get you top dollar. You can also call local consignment shops to sell nice furniture. Who wouldn’t like to start out their new living quarters with some extra money? If you can’t or don’t want to sell your furniture, many charities enjoy donations of nice furniture and some will even pick it up for you.
Now that we have pared down the large pieces, we are down to the toughest part of downsizing: those well-loved knick-knacks and collectibles, as well as just plain old clutter. Sad to say, most of these items are beloved only by you. Although you treasure them, others may not. The trick is to ask yourself if you can’t live without the item. This works for clothes, artwork, area rugs, shoes, books, really just about anything! I usually start with three boxes and a trash bag. One box I label with a black marker as “Charity”, one gets labeled “Give Away”, and one “Keep”. Of course, the trash bag speaks for itself. This is also the time to consider whether or not you would like to have a yard sale. If so, you’ll need a box (or several) labeled “Yard Sale”. To encourage yourself, remember that every item you can give away, sell, or trash is one less thing you’ll have to move and unpack in your new place!
Sorting can be boring! One way to break up the monotony of sorting is to set a timer. That way you break up a room into bite sized chunks, and you won’t feel so overwhelmed. Maybe you want to work on this 15 minutes a day? Perhaps you can devote an entire hour? Choose an increment of time, set that egg timer, and get to work!
Ask yourself the following questions:
Have I used/worn/read it this year?
Do I like/love it?
Will I wear/use/read it again?
Does it need repair?
Is it valuable?
Does someone else in my circle of family/friends love it?
Is it ugly?
You get the idea by now, I’m sure. Choose wisely what you place in the “Keep” box!
After you have completed your allotted time, you can close up the boxes. Leave them in the room if it is unused, if not, move them to the garage or another unused room. Work on one room at a time in manageable increments until it is complete. When the room is complete, look in your “Keep” Box, remove a few more items; be ruthless. Put those items into one of your other boxes or bags. You can now pack up this smallish box of “Keepers” and that room is packed!! Put this box in a safe place!
Move from room to room after each is completed. Don’t forget to sort through your attic, basement, or shed. Make sure you consider yard furniture and décor pieces: be thorough! You will be surprised at how quickly it goes. Sort carefully and you will be surprised at how many unused/unnecessary items you currently own. Remember, you may no longer need or want it, but someone else might!
Now comes the assistance part. You have done a phenomenal job of decluttering & sorting. Pat yourself on the back. However, now you may have some heavy boxes of things that are marked “Charity” or “Give Away”. You may have also have several Hefty Bags to get rid of. You have a choice. You can heft these boxes out to your car; make several trips to local charity, the landfill, friends or family, the library (they love good used books), etc. You can try to fit that gargantuan tiger maple wardrobe into your Honda, and try not to herniate any more disks in your back. You can take advantage of your friends and ask them to help you schlep all this around. A good alternative is to call in the assistance of a junk removal company. One well known company, 1-800-GOT-JUNK? is noted for doing an exceptional job of removing items that you may no longer want. While you sit on your favorite chair (marked “Keep”), these friendly, uniformed people will do all the heavy lifting for you in no time flat. They will even remove the stained plaid sofa your basset hound used to sleep on or the old mattresses that you don’t know what to do with. That ancient avocado refrigerator in your garage? Gone, in a single phone call. Items marked “Charity” will go to charity, items for the landfill will go there. These folks arrive on time in clean, shiny trucks, and remove your junk with a smile. When they are done, they’ll even sweep up the mess.
Ahhh! Now, you can invite your friends and family to come into your now spacious, clutter-free home to choose from the “Give Away” Boxes.
Think how easy this next move is going to be, with a little planning and a little help
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Tuesday, November 4, 2008
Selling A Home: Remove Clutter!
Cleaning to show a home may seem like a simple or even unnecessary step. But the process is important. The pictures and mementos that make up our memories only clutter a potential buyer's image of "their" new home. Help make the sale by giving them a fresh view of the home.
Most sellers understand keeping a house clean and picked-up but have difficulty understanding how to really remove clutter. It is more than keeping the house neat. Try some of the following and impress your agent and, more importantly, potential buyers.
The first task I suggest it to pretend you are not the owner or even that you have ever seen the house before. Tour your property both inside and outside and make a list of anything you see that catches your eye and takes away from the homes appeal. These will be offensive to your eye such as toys in the front yard, hoses that are not put away, busy shelves and too many items on the mantel. It could also be stacks of magazines or newspapers.Make the tour several times and keep adding to your list. The more you notice the less the potential buyers will. Most home owners, including myself, are attached to our home, how we have decorated it and our possessions we proudly display. Sellers must accept the fact they will not be in the house much longer and be willing to repaint rooms with neutral colors, remove pictures and put away those souvenirs from last years vacation. A good idea is to start by removing most of your personal items from each room. Get boxes or storage containers to store your items. Approach the removing clutter as if you are staging or preparing a model home for viewing by buyers. Remember you want the buyers to be able to imagine their belongings in the house. You will know if you have successfully removed clutter in your home by the number of boxes or storage containers you have when you are done. Your first thought may be to put all these boxes neatly in a closet. Resist the temptation and consider closet space can be a selling feature. They too should look as good as possible. Not overly packed closets will help create a spacious feeling in your home. If your closets are packed full or messy, the potential buyer may get the feeling the house is not big enough.
Don't overlook your garage as this is the place most of us consider as a storage area. Find a friend, neighbor or family member willing to store your boxes and containers. If this is not possible consider renting a storage facility on a short term basis. Selling your home quickly and at a higher price will more than cover the cost. After making your tours, list and removing your personal item I suspect your real estate agent will still think you have too much in the house. Don't be timid about asking your agent to help point out these final few items. We spend a fair amount of time in homes and have a good feel for which ones show best and why. If you ask, be prepared to accept their suggestions. We are here to help you sell your house, not be critical of your possessions. If all of this seems more than you want to cope with, consider using a professional stager. They can remove clutter and even help you bring in items that will make your house look like a model home. Again selling quickly and for the best price possible can more than pay for this service.Like above, consult your agent, they can help you make this decision.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Most sellers understand keeping a house clean and picked-up but have difficulty understanding how to really remove clutter. It is more than keeping the house neat. Try some of the following and impress your agent and, more importantly, potential buyers.
The first task I suggest it to pretend you are not the owner or even that you have ever seen the house before. Tour your property both inside and outside and make a list of anything you see that catches your eye and takes away from the homes appeal. These will be offensive to your eye such as toys in the front yard, hoses that are not put away, busy shelves and too many items on the mantel. It could also be stacks of magazines or newspapers.Make the tour several times and keep adding to your list. The more you notice the less the potential buyers will. Most home owners, including myself, are attached to our home, how we have decorated it and our possessions we proudly display. Sellers must accept the fact they will not be in the house much longer and be willing to repaint rooms with neutral colors, remove pictures and put away those souvenirs from last years vacation. A good idea is to start by removing most of your personal items from each room. Get boxes or storage containers to store your items. Approach the removing clutter as if you are staging or preparing a model home for viewing by buyers. Remember you want the buyers to be able to imagine their belongings in the house. You will know if you have successfully removed clutter in your home by the number of boxes or storage containers you have when you are done. Your first thought may be to put all these boxes neatly in a closet. Resist the temptation and consider closet space can be a selling feature. They too should look as good as possible. Not overly packed closets will help create a spacious feeling in your home. If your closets are packed full or messy, the potential buyer may get the feeling the house is not big enough.
Don't overlook your garage as this is the place most of us consider as a storage area. Find a friend, neighbor or family member willing to store your boxes and containers. If this is not possible consider renting a storage facility on a short term basis. Selling your home quickly and at a higher price will more than cover the cost. After making your tours, list and removing your personal item I suspect your real estate agent will still think you have too much in the house. Don't be timid about asking your agent to help point out these final few items. We spend a fair amount of time in homes and have a good feel for which ones show best and why. If you ask, be prepared to accept their suggestions. We are here to help you sell your house, not be critical of your possessions. If all of this seems more than you want to cope with, consider using a professional stager. They can remove clutter and even help you bring in items that will make your house look like a model home. Again selling quickly and for the best price possible can more than pay for this service.Like above, consult your agent, they can help you make this decision.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Saturday, November 1, 2008
Choosing Your Home Type
Home! Home, sweet home — it’s a lovely image, isn’t it? Parents relaxing after a hard day’s work. Kids doing homework or playing in the yard. Maybe a cat in the windowsill, a dog in the yard. Isn’t that what it’s all about?
Well, it’s not that simple.
The fact is, there is no single ideal home because there isn’t just one type of homebuyer. Some of us are single, some have spouses but no kids, and some would gladly forgo the yard (and the attendant yard work) for a balcony with hanging plants and a panoramic view. Home ownership, like love itself, is a many-splendored thing.
Condos, Co-ops, and Townhomes, Oh My
There are, of course, thousands of types of homes, but the vast majority fit into one of several broad categories. Depending on your particular situation, it may be best to focus on one of the following:
Single-family detached
It can be anything from a 100-year-old handyman’s special to a designer home in the poshest planned community in town. Yet whether it’s a starter home or a starter castle, it is, by definition, a single house on its own parcel of land.As the owner of a single-family detached home, you get to make all decisions (within reason) regarding exterior style, yard improvements, and household rules (parking, pets, late-night noise, etc.). The flip side, of course, is that you also get to pay for all repairs and routine maintenance.
Condominium
Condos, too, take many shapes and forms (attached townhouses, warehouse lofts, high-rise apartments, etc.), but all adhere to two basic principles: 1) Each owner owns the interior of their unit — “from the paint in,” as they say — and a portion of everything else from the roof and exterior walls to any communal facilities. And 2) All owners pay dues to fund a homeowner’s association that handles maintenance, common-area repairs, insurance, and unpleasant surprises.For some buyers — singletons, for example, and couples without kids — a condo can be an excellent choice. They tend to be more affordable (lower construction costs, shared expenses), require less maintenance (someone else cleans the gutters and mows the lawn), and often have amenities (a pool or fitness center, perhaps) that few of us could afford on our own. The downside? More noise, less privacy, and possibly less appreciation when you’re ready to sell.
Co-op
It’s short for co-operative apartment, and although they’re not common (except in high-cost, high-density areas like New York City), they are an option. They typically resemble condominiums, but instead of owning their own unit, co-op owners become shareholders in the corporation that owns the entire property. The corporation (through a board of directors) assesses monthly dues, manages the property, and pays the mortgage and other bills.
More to the point, perhaps, shareholders get to vote on all major decisions, including who gets to live in the co-op. In other words, your fellow owners can turn down prospective buyers based on everything from financial concerns to perceived reputation (although, by law, they can’t discriminate). In other words, getting out (i.e., selling) can be just as difficult as getting in.
A Word About Townhouses
The term “townhouse” or “townhome” isn’t a legal one, but rather a decorative one. Simply put, it refers to homes that are individually owned (along with the land beneath them), but that also share common walls with one or more neighboring homes. From inner-city row houses (think Rocky) to downtown duplexes to golf-course villas, they occupy a sort of middle ground between condominiums and single-family detached homes.Are they a good idea? It depends on your tastes and interests. Like detached homes, most provide a yard (although usually quite small); like condos, they often provide communal amenities (e.g., a swimming pool, tennis courts), but with the same noise, privacy, and stylistic issues. And, assuming you’ll sell someday, be aware that, all things being equal, townhouses generally appreciate more than condos, but less than detached homes. However, they are usually cheaper than a detached home.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
Well, it’s not that simple.
The fact is, there is no single ideal home because there isn’t just one type of homebuyer. Some of us are single, some have spouses but no kids, and some would gladly forgo the yard (and the attendant yard work) for a balcony with hanging plants and a panoramic view. Home ownership, like love itself, is a many-splendored thing.
Condos, Co-ops, and Townhomes, Oh My
There are, of course, thousands of types of homes, but the vast majority fit into one of several broad categories. Depending on your particular situation, it may be best to focus on one of the following:
Single-family detached
It can be anything from a 100-year-old handyman’s special to a designer home in the poshest planned community in town. Yet whether it’s a starter home or a starter castle, it is, by definition, a single house on its own parcel of land.As the owner of a single-family detached home, you get to make all decisions (within reason) regarding exterior style, yard improvements, and household rules (parking, pets, late-night noise, etc.). The flip side, of course, is that you also get to pay for all repairs and routine maintenance.
Condominium
Condos, too, take many shapes and forms (attached townhouses, warehouse lofts, high-rise apartments, etc.), but all adhere to two basic principles: 1) Each owner owns the interior of their unit — “from the paint in,” as they say — and a portion of everything else from the roof and exterior walls to any communal facilities. And 2) All owners pay dues to fund a homeowner’s association that handles maintenance, common-area repairs, insurance, and unpleasant surprises.For some buyers — singletons, for example, and couples without kids — a condo can be an excellent choice. They tend to be more affordable (lower construction costs, shared expenses), require less maintenance (someone else cleans the gutters and mows the lawn), and often have amenities (a pool or fitness center, perhaps) that few of us could afford on our own. The downside? More noise, less privacy, and possibly less appreciation when you’re ready to sell.
Co-op
It’s short for co-operative apartment, and although they’re not common (except in high-cost, high-density areas like New York City), they are an option. They typically resemble condominiums, but instead of owning their own unit, co-op owners become shareholders in the corporation that owns the entire property. The corporation (through a board of directors) assesses monthly dues, manages the property, and pays the mortgage and other bills.
More to the point, perhaps, shareholders get to vote on all major decisions, including who gets to live in the co-op. In other words, your fellow owners can turn down prospective buyers based on everything from financial concerns to perceived reputation (although, by law, they can’t discriminate). In other words, getting out (i.e., selling) can be just as difficult as getting in.
A Word About Townhouses
The term “townhouse” or “townhome” isn’t a legal one, but rather a decorative one. Simply put, it refers to homes that are individually owned (along with the land beneath them), but that also share common walls with one or more neighboring homes. From inner-city row houses (think Rocky) to downtown duplexes to golf-course villas, they occupy a sort of middle ground between condominiums and single-family detached homes.Are they a good idea? It depends on your tastes and interests. Like detached homes, most provide a yard (although usually quite small); like condos, they often provide communal amenities (e.g., a swimming pool, tennis courts), but with the same noise, privacy, and stylistic issues. And, assuming you’ll sell someday, be aware that, all things being equal, townhouses generally appreciate more than condos, but less than detached homes. However, they are usually cheaper than a detached home.
For more information about Florence Oregon Real Estate give me a call 541-991-7794 or visit my website www.maureensellsflorence.com
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